Employee Financial Wellness Software

Employee Financial Wellness

OnShift® Wallet powered by PayActiv gives employees financial peace of mind with access to earned wages, between paychecks, to better manage expenses. You'll see better recruitment, lower turnover and higher engagement.

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  • Access To Earned But Unpaid Income

    Employees can access up to 50% of current earnings ($500 max per pay period) for just a small transaction fee*.

  • Simple Integration

    Employee wages are processed and distributed as normal through integration with current time & attendance and payroll systems.

  • Instant Bill Pay

    Employees have the ability to pay bills online, safely and securely.

  • Real-Time Fund Transfer

    Give employees immediate access to their earned wages by transferring them to their debit card in real-time with the OnShift Wallet Visa® Prepaid Card.


*$3 (up to two transactions) for a weekly pay period or $5 (up to three transactions) for a bi-weekly pay period

OnShift Wallet provides financial peace of mind

Ease Employee Financial Stress

Many hourly workers live paycheck-to-paycheck. When an unexpected expense occurs, they’re in a world of hurt. OnShift Wallet eases this stress by providing employees access to their earned money before payday.

  • Employees avoid late fees and high-interest debt including horrific payday loans, costly bank overdraft and late fees
  • With the free OnShift Wallet app, employees can access up to 50% of their current earnings ($500 maximum per pay period)
OnShift Wallet - Ease Employee Financial Stress -1

Show Employees That You Care

Employees’ expenses don’t always align with payday. With 70% of all workers reporting financial stress issues, alleviating this pressure can be a major differentiator for employers.

  • Reduce turnover and increase engagement by providing financial security and a safety net for your employees
  • Gain a competitive edge for attracting talent by demonstrating your organization cares about the well-being and work-life balance of employees
  • Provide employees with access to financial advice and tips within the platform

Want 30+ employee-approved perks to make your senior care organization stand out?



Featured Resource

Employee Engagement Toolkit 

Employee engagement helps to improve staff satisfaction, lower turnover and boost organizational culture. As part of our commitment to help you succeed, we’ve compiled our most educational resources into one toolkit.

Access My Toolkit

Easy Setup Makes Getting Started Painless for Providers

We make it quick and easy for providers to get up and running with OnShift Wallet.

  • No cost or risk to employers: OnShift Wallet funds the transferred wages to the employee between paychecks and automatically deducts that amount from the employee's bank account on payday.
  • Simple integration: OnShift Wallet integrates with your current time & attendance and payroll systems. There is no change to your existing processes. Wages are processed and distributed as normal.
  • Convenient mobile access: The OnShift Wallet mobile app is available on iTunes and Google Play.


OnShift Wallet - Bank Transfer

Introducing OnShift® Wallet Visa® Prepaid Card

The OnShift Wallet Visa® Prepaid Card* eases employee financial stress through timely access to earned but unpaid wages. With the new card, employers gain an additional, convenient way to offer earned but unpaid wages to employees as well as a direct deposit option to those without a bank account.

  • Easy Card Management: Employees can quickly and easily check their balance and manage their account through the OnShift Wallet app anytime, anywhere.
  • Real-Time Access: Employees have access to their funds in real-time, which can include their standard paycheck and their earned but unpaid wages.
  • Affordable and Convenient: There are no fees for enrollment or to withdraw cash at any MoneyPass ATM located throughout the United States.

Learn More


*The OnShift Wallet Visa Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day.

OnShift Wallet Prepaid Visa Card
"We see OnShift Wallet powered by PayActiv as a valuable addition to our recruitment and retention program. With low unemployment and high turnover in most markets, we believe offering solutions like this can only help us in the relentless pursuit of attracting new team members and ultimately increasing overall retention."
Chris Hyatt
Chris Hyatt, Partner & COO
New Perspective Senior Living

Start Seeing Better Recruitment, Lower Turnover & Higher Engagement Today!

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